Wednesday, August 26, 2020

The Power of Teaching Essay -- College Admissions Teaching Education

The Power of Teaching â€Å"To outfit the methods for gaining information is...the most noteworthy advantage that can be presented upon mankind.†- - (John Quincy Adams) I have never addressed what I needed to be the point at which I grow up. From the time as a little kid I realized that I needed to educate. Indeed, even toward the finish of many long school days, I would get back home and play school with the local youngsters. I wanted to help other people learn and enjoyed doing as such. In any case, to this current day I am instructing and helping other people. By and by, I mentor seventh and eighth grade girls’ ball. I am continually showing various techniques and procedures to help upgrade each individual’s game. From my past encounters I realize instruction is the field that I wish to seek after. I accept that the general reason for training is to plan for what's to come. The world is turning out to be all the more innovatively propelled every day. Training is imperative to totally comprehend these new ideas. Instruction is the way in to a fruitful and satisfying life. The object is to give every youngster the equivalent opp...

Saturday, August 22, 2020

2016 Republican Presidential Power Rankings

2016 Republican Presidential Power Rankings (Rankings Updated 1/25/2016) These rankings are not based only - or even intensely - on surveying information, however rather on a mix of variables including banter exhibitions, positivity appraisals, proof of energy, and general crusade movement. Who will climb, down, or out of this these rankings pushing ahead? OFF: Paul, Huckabee, Pataki, Santorum, Carly Fiorina 7. Ben Carson (Previous: 5) - Carson is simply in a free-fall at this moment and he gives off an impression of being placing the entirety of his eggs in Iowa. Despite the fact that he had solid survey numbers, his help levels were in every case delicate concerning the individuals who were certainly deciding in favor of him. They appear to have floated towards Cruz for the present. Carson is as yet mainstream enough to do some harm in Iowa, yet his fantasies about being a real contender appear to be finished. 6. Jeb Bush (Previous: 6) - Just about everyone has discounted the 100-Million-Dollar-Man, and he has outspent rivals big time with nothing to appear for it. Has Jeb had a solitary decent second in 6 months?â His message becomes mixed up in consistent word staggers and poor expressing. On a phase of smooth-talkers, his ineloquence is turning into a risk. This should be the sudden stunning exhibition battle that frightened everybody off. The inverse occurred. What the surveying information shows is that Jeb better figure out how to begin getting Republicans to truly like him. Quite a bit of Trumps offer is by all accounts that everybody is apprehensive Jeb will get the assignment. However, that is beginning to appear to be far more outlandish. 5. Chris Christie (Previous: 4) - Before the discussion, I said this: He despite everything has some Northeastern intrigue, yet he would require Jeb Bush, Marco Rubio, and John Kasich to have genuine emergencies. Jeb Bush his thrashing, and Christie most likely had the third best appearing at the third discussion. Christie is an incredible talker, and he is helping us to remember when he was a most loved a couple of brief years prior. Be that as it may, there are most likely still an excessive number of negatives to envision him pulling this off. In any case, he could ruin a few things for Rubio in New Hampshire. 4. John Kasich (Previous: 8) - Kasich feels like he was culled out of focal giving a role as a 1990s-period Presidential applicant. Hes certainly the sort of moderate, exhausting competitor that the GOP is known for naming. He has bet everything in New Hampshire, a topographically cordial state. He could wind up second there and be the foundation pick. 3. Marco Rubio (Previous: 1) - Rubio loses the top spot and we no longer think he has the best chances at winning the assignment. His arrangement to flood with the assistance of powerful supports has not emerged seven days out from Iowa, and he stays in a removed third spot in Iowa and in a disorder for far off second in New Hampshire. I got the underwriting of the Des Moines Register, however his absence of a path - hes neither foundation nor anarchistic - appears to have left him in unbiased with no center base. 2. Ted Cruz (Previous: 2) - Cruz was at last compelled to follow Trump after a long political manly relationship, however it might be excessively little to late, as he is an extremely far off second all over (with the exception of Texas). On the off chance that anything, his activities gave Trump more force than he would some way or another have and talk radio and preservationist media never needed to pick between the couple. Cruz system of not assaulting Trump was only dependent on having the foundation do it for him, and honestly they have wouldn't do as such. When Cruz pivoted, he basically didn't get enough mutinous pioneers to move to him from Trump. 1. Donald Trump (Previous: 2) - Trump stays an incongruous chaos and, mystically, 10 focuses ahead or all the more pretty much all over the place. The standard and preservationist media are powering his crusade, and he got an underwriting from Sarah Palin. No one managed him truly from the beginning, and now he might be relentless. In the principal banter, he applauded associated medication and gloated about his job in paying off government officials for business favors. He took steps to run as an outsider contender for influence, and afterward multiplied down on his hypothesis that the Mexican government was purposefully sending hoodlums over the fringe. In the subsequent discussion, Carly Fiorina improved of him over and over, and Trump kept on demonstrating definitely no enthusiasm for creating approach positions. Does he have any battle foundation? Does he truly think individuals accept he is going to self-subsidize a billion dollar battle? I since a long time ago expected that t hose pushing Trump would in the long run rotate away to Cruz, and since we are 1 weeks away that has not occurred. (Be that as it may, we think this has more to do with Cruz not taking advantage of the lucky break.) Until somebody really harms Trump, or except if Talk Radio steps back, hes the one to beat.

Friday, August 21, 2020

Should You Use a No Credit Check Loan to Pay for Medical Bills

Should You Use a No Credit Check Loan to Pay for Medical Bills Should You Use a No Credit Check Loan to Pay for Medical Bills? Should You Use a No Credit Check Loan to Pay for Medical Bills?If youre short on emergency savings and facing an expensive medical bill, there are better ways to cover it than taking out a short-term, high-interest no credit check loan.According to a new study out of the University of Chicago, 51 percent of working Americans would need to dip into their savings accounts if they missed more than one paycheck. But about 31 percent of Americans have less than $500 in savings set aside for emergencies and an additional 19 percent have no money set aside at all.So what happens, for example, when you or someone in your family needs an unexpected trip to the emergency roomâ€"which can cost up to $700 even with insuranceâ€"or worse? Many people who are struggling to keep the finances stable end up using  no credit check loans or bad credit loans in an attempt to bridge the financial gap between unexpected medical expenses and their next paycheck.If you can avoid them, you should, as these ty pes of short-term loans are not the best idea. We’re going to tell you why and then explore some of the options you have available for avoiding them.Why not pay for medical bills with no credit check loans?No credit check loans allow you to borrow a small amount of money (usually a few hundred dollars) for a short period of timeâ€"often until your next paycheck. This is why they are sometimes called payday loans or cash advances.As you may have guessed by their name, these loans don’t require credit checks like traditional personal loans and other financial products, which make them popular among those who don’t have very good credit.The catch? They come with ridiculously high interest rates and fees, which means that you can end up paying way more money than you originally borrowed. Many people find themselves having to take out another loan just to pay off the first one, creating a cycle of debt that seems never-ending.In fact, the average person who takes out a no credit ch eck loan spends an average of $520 in fees to repeatedly borrow $375.Taking out a short-term no credit check loan to pay for medical bills could likely cause more problems than it solves. Just consider that a full 80 percent of these loans are rolled over or followed by another loan within two weeks of the first one.You want to get these medical expenses paid down, not pay for them forever. So what do you do?1. Confirm your medical bill is correct.The cost of healthcare is ballooning in this country. Even those who are lucky enough to have employer-sponsored health insurance paid a record-breaking average of $19,616 in annual premiums for family coverage and $6,896 for individual coverage in 2018.If you find yourself with a giant medical bill on your hands, the first thing you should do is confirm that the bill is actually correct. About 80 percent of medical bills contain billing errors. This usually happens because procedures were miscoded either by a breakdown in technology or hu man error. One study found that errors are more common in bills totaling $10,000 or more, with an average of $1,300 worth of errors per bill!In addition to costing you more money, miscoding can also cause the insurance company to reject the claim or pay less of their share than they should. This might happen if your doctor accidentally coded a preventative visit, like an annual physical, that is covered by insurance at 100 percent as a visit to treat an illness, which is likely not covered at 100 percent.So what do you do? First, if the healthcare facility gives you a bill that only shows a lump sum, ask them to provide an itemized bill that lists all of the procedures and charges individually. Then carefully read through that itemized bill, making sure the items listed make sense, that they are coded correctly, and that nothing is duplicated.Sometimes it can be difficult to parse the diagnostic codes and descriptions on a bill. For anything you don’t understand, call the billing office and ask for an explanation. This writer, for one, can speak from experience. She received a bill for a “surgical procedure” that cost $115. Surely, this is a mistake, she thought, having never had a surgery in her life. Then she realized that it was referring to the impacted wax she had removed from her ear during a routine annual physical. Unbelievable! But unfortunately true.If you find a real mistake on your bill, demand that the billing department remove it and issue a new bill. If you can’t get ahold of someone or do not receive resolution within a week or so, set a reminder to yourself to keep calling until the issue is resolved.2. Negotiate a payment plan.If you cannot afford to pay the lump sum of a medical bill, many healthcare facilities will let you negotiate a payment plan, especially if you meet certain financial criteria, so you can pay it off little by little. This eliminates the need for no credit check loansâ€"or even for soft credit check installment l oans.To do this, you may need to contact the billing department, a financial aid office, or a financial assistance officeâ€"it can be different depending on what kind of facility you are dealing with. You won’t know what can be done until you ask!Here’s a pro tip: It’s always better to try to negotiate a bill with a healthcare facility than let it go to a collections agency. According to a 2014 study, about 20 percent of credit reports contain a medical bill in collections. Once you are in default in that way, it starts to negatively impact your credit score (between 40 and 100 points on average, according to that same study), which can cause even more headaches down the line. A payment plan will keep your debt in good standing and out of the hands of collections.3. Open a Health Savings Account (if you can)Health Savings Accounts (HSAs) are a great way to save for both expected and unexpected medical expenses. It allows you to deposit 100 percent tax-deductible money into a s avings account. When you use it to pay for qualifying medical expenses, your payment is tax-free, too.One catch is that you have to have a high deductible health plan (HDHP) and meet certain out-of-pocket criteria to be eligible to open an HSA. To be eligible in 2019:an individual’s health insurance plan must have a minimum annual deductible of $1,350 and maximum annual out-of-pocket expenses of $6,750.a family’s health insurance plan must have a minimum annual deductible of $2,700 and maximum annual out-of-pocket expenses of $13,500.Check your insurance plan to see if you qualify. Many plans purchased on the state health exchanges are eligible for HSAs. You may even be eligible if you get health insurance through an employer, especially if you work for a small business.The other catch is that you can only use it to pay for qualifying medical expenses. The good news is that most medical costs qualify as eligible, according to the IRS.The great things about HSAs are that you can contribute a good amount of money each year (in 2019, $3,500 for individual coverage and $7,000 for a family), the money never expires, and you can keep rolling it over year after year. The requirements and restrictions of HSAs are updated every year, but even if your circumstances change and you no longer qualify for an HSA, you can still use your HSA to pay for medical expenses until you run out of funds.If you do have an HSA, you can contribute a little money each month until you build a nest egg. Depending on your employer, you may be able to have them instantly take money out of your paycheck and put it in the HSA, so you never “miss” it.Technically, once you save enough to cover your deductible and out-of-pocket savings, you’ll never have to dip into your checking account to cover medical expenses. You’ll always have the money on hand, and you’ll get to use it tax-free to boot!To learn more about saving money and building a nest egg, check out  these other posts and articles from OppLoans:Save More Money with These 40 Expert TipsFrom Undergrad to New Grad: How to Start a Nest EggEmergency Funds Are Important: Here’s How to Start Building OneHow to Budget and Save Money When You’re Making Minimum WageDo you have a personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |Instagram

Should You Use a No Credit Check Loan to Pay for Medical Bills

Should You Use a No Credit Check Loan to Pay for Medical Bills Should You Use a No Credit Check Loan to Pay for Medical Bills? Should You Use a No Credit Check Loan to Pay for Medical Bills?If youre short on emergency savings and facing an expensive medical bill, there are better ways to cover it than taking out a short-term, high-interest no credit check loan.According to a new study out of the University of Chicago, 51 percent of working Americans would need to dip into their savings accounts if they missed more than one paycheck. But about 31 percent of Americans have less than $500 in savings set aside for emergencies and an additional 19 percent have no money set aside at all.So what happens, for example, when you or someone in your family needs an unexpected trip to the emergency roomâ€"which can cost up to $700 even with insuranceâ€"or worse? Many people who are struggling to keep the finances stable end up using  no credit check loans or bad credit loans in an attempt to bridge the financial gap between unexpected medical expenses and their next paycheck.If you can avoid them, you should, as these ty pes of short-term loans are not the best idea. We’re going to tell you why and then explore some of the options you have available for avoiding them.Why not pay for medical bills with no credit check loans?No credit check loans allow you to borrow a small amount of money (usually a few hundred dollars) for a short period of timeâ€"often until your next paycheck. This is why they are sometimes called payday loans or cash advances.As you may have guessed by their name, these loans don’t require credit checks like traditional personal loans and other financial products, which make them popular among those who don’t have very good credit.The catch? They come with ridiculously high interest rates and fees, which means that you can end up paying way more money than you originally borrowed. Many people find themselves having to take out another loan just to pay off the first one, creating a cycle of debt that seems never-ending.In fact, the average person who takes out a no credit ch eck loan spends an average of $520 in fees to repeatedly borrow $375.Taking out a short-term no credit check loan to pay for medical bills could likely cause more problems than it solves. Just consider that a full 80 percent of these loans are rolled over or followed by another loan within two weeks of the first one.You want to get these medical expenses paid down, not pay for them forever. So what do you do?1. Confirm your medical bill is correct.The cost of healthcare is ballooning in this country. Even those who are lucky enough to have employer-sponsored health insurance paid a record-breaking average of $19,616 in annual premiums for family coverage and $6,896 for individual coverage in 2018.If you find yourself with a giant medical bill on your hands, the first thing you should do is confirm that the bill is actually correct. About 80 percent of medical bills contain billing errors. This usually happens because procedures were miscoded either by a breakdown in technology or hu man error. One study found that errors are more common in bills totaling $10,000 or more, with an average of $1,300 worth of errors per bill!In addition to costing you more money, miscoding can also cause the insurance company to reject the claim or pay less of their share than they should. This might happen if your doctor accidentally coded a preventative visit, like an annual physical, that is covered by insurance at 100 percent as a visit to treat an illness, which is likely not covered at 100 percent.So what do you do? First, if the healthcare facility gives you a bill that only shows a lump sum, ask them to provide an itemized bill that lists all of the procedures and charges individually. Then carefully read through that itemized bill, making sure the items listed make sense, that they are coded correctly, and that nothing is duplicated.Sometimes it can be difficult to parse the diagnostic codes and descriptions on a bill. For anything you don’t understand, call the billing office and ask for an explanation. This writer, for one, can speak from experience. She received a bill for a “surgical procedure” that cost $115. Surely, this is a mistake, she thought, having never had a surgery in her life. Then she realized that it was referring to the impacted wax she had removed from her ear during a routine annual physical. Unbelievable! But unfortunately true.If you find a real mistake on your bill, demand that the billing department remove it and issue a new bill. If you can’t get ahold of someone or do not receive resolution within a week or so, set a reminder to yourself to keep calling until the issue is resolved.2. Negotiate a payment plan.If you cannot afford to pay the lump sum of a medical bill, many healthcare facilities will let you negotiate a payment plan, especially if you meet certain financial criteria, so you can pay it off little by little. This eliminates the need for no credit check loansâ€"or even for soft credit check installment l oans.To do this, you may need to contact the billing department, a financial aid office, or a financial assistance officeâ€"it can be different depending on what kind of facility you are dealing with. You won’t know what can be done until you ask!Here’s a pro tip: It’s always better to try to negotiate a bill with a healthcare facility than let it go to a collections agency. According to a 2014 study, about 20 percent of credit reports contain a medical bill in collections. Once you are in default in that way, it starts to negatively impact your credit score (between 40 and 100 points on average, according to that same study), which can cause even more headaches down the line. A payment plan will keep your debt in good standing and out of the hands of collections.3. Open a Health Savings Account (if you can)Health Savings Accounts (HSAs) are a great way to save for both expected and unexpected medical expenses. It allows you to deposit 100 percent tax-deductible money into a s avings account. When you use it to pay for qualifying medical expenses, your payment is tax-free, too.One catch is that you have to have a high deductible health plan (HDHP) and meet certain out-of-pocket criteria to be eligible to open an HSA. To be eligible in 2019:an individual’s health insurance plan must have a minimum annual deductible of $1,350 and maximum annual out-of-pocket expenses of $6,750.a family’s health insurance plan must have a minimum annual deductible of $2,700 and maximum annual out-of-pocket expenses of $13,500.Check your insurance plan to see if you qualify. Many plans purchased on the state health exchanges are eligible for HSAs. You may even be eligible if you get health insurance through an employer, especially if you work for a small business.The other catch is that you can only use it to pay for qualifying medical expenses. The good news is that most medical costs qualify as eligible, according to the IRS.The great things about HSAs are that you can contribute a good amount of money each year (in 2019, $3,500 for individual coverage and $7,000 for a family), the money never expires, and you can keep rolling it over year after year. The requirements and restrictions of HSAs are updated every year, but even if your circumstances change and you no longer qualify for an HSA, you can still use your HSA to pay for medical expenses until you run out of funds.If you do have an HSA, you can contribute a little money each month until you build a nest egg. Depending on your employer, you may be able to have them instantly take money out of your paycheck and put it in the HSA, so you never “miss” it.Technically, once you save enough to cover your deductible and out-of-pocket savings, you’ll never have to dip into your checking account to cover medical expenses. You’ll always have the money on hand, and you’ll get to use it tax-free to boot!To learn more about saving money and building a nest egg, check out  these other posts and articles from OppLoans:Save More Money with These 40 Expert TipsFrom Undergrad to New Grad: How to Start a Nest EggEmergency Funds Are Important: Here’s How to Start Building OneHow to Budget and Save Money When You’re Making Minimum WageDo you have a personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |Instagram

Sunday, May 24, 2020

The And The Brain By Tobias Wolff - 974 Words

Passion is defined as â€Å"a state or outburst of strong emotion† (Oxford). When you are passionate about something, you have a strong feeling such as love, hate, or anger. Hate, on the other hand, is defined as â€Å"to express strong dislike for; criticize or abuse† (Oxford). In the story, Bullet in the Brain by Tobias Wolff, the main character Anders, is very passionate about words. This very thing that he loves so much ends up being the thing he hates the most in life. Anders was a jaded critic and the story begins simply enough with him standing in line inside the bank. He was standing behind two women who were really getting on his nerves with their annoying, mindless conversation. Anders was immediately sent into a bad mood. After waiting in the line for a while, the teller who worked at the bank counter placed a sign in the window that read â€Å"POSITION CLOSED.† This further irritated the customers in line who had been waiting. When the teller walked t o the back of the bank, she noticed that everyone inside suddenly went silent. She turned around to see two robbers with ski masks over their faces and guns in their hands standing there. One of the masked men held his pistol against the security guard’s neck and said: One of you tellers hits the alarm, you’re all dead meat. Got it? The tellers nodded. â€Å"Oh, bravo,† Anders said. â€Å"Dead meat.† He turned to the woman in front of him, â€Å"Great script, eh? The stern, brass-knuckled poetry of the dangerous classes.† (WolffShow MoreRelatedCommentary On The Brain By Tobias Wolff1681 Words   |  7 PagesIn â€Å"Bullet in the Brain,† author Tobias Wolff uses a non-traditional plot and a technique of zooming in/zooming out to help readers understand the difference between wasting their lives or living fully. The effect of shifts in the plot, point of view, and different perspectives of his character startle the reader while simultaneously pulling him into an expanded awareness of the story and its underlying central idea. â€Å"Bullet in the Brain† demonstrates Wolff’s profound approach to life with theRead MoreAnalysis Of Bullet In The Brain By Tobias Wolff1018 Words   |  5 Pagesmany authors use the literary element conflict to develop their stories. Conflict in the terms of lite rature is split into three branches, there is Man against Self, Man against Man, Man against Nature. In the short writing â€Å"Bullet in the brain†, by Tobias Wolff; the main character Anders faces all three conflicts. Conflicts causes humans to react in other ways depending on how big of conflict it is, and what the person dealing with it, is capable of doing it. Anders( The protagonist) faces all threeRead MoreAnalysis Of The Book From The Brain By Tobias Wolff930 Words   |  4 Pagesexperienced when life itself flashes before our eyes. Even though our lives are composed of countless moments to remember, sometimes we do not understand how they slowly shape who we are and how we see the world. This is what Tobias Wolff suggests in his short story, â€Å"Bullet in the Brain†. The story focuses on the internal journey of a man named Anders when his life comes to a close. A well crafted look into the memories of Anders gives readers distaste for all he takes for gra nted and demonstrates hisRead MoreAnalysis Of Tobias Wolff s The Bullet Of The Brain 1289 Words   |  6 Pages Tobias Wolff uses imagery in his short story â€Å"Bullet in the Brain† provides a visual portrait that captures attention. He clarifies in an interview with Sanford University what short stories require, â€Å"You want large results from it, and you re compelled by its very shortness to using all your resources of language, form and understanding† (Schrieberg 1998). He uses language in the story offering instances of imagery to describe the media critic. Anders is portrayed as weary, and elegantly savageRead MoreLife Is Too Short On The Brain By Tobias Wolff1608 Words   |  7 Pagesthrough overdosing on pills. In contrast, in Tobias Wolff’s short story, â€Å"Bullet in the Brain† an unconcerned book critique, by the name of Anders, dies from a bullet to the brain because of his reactions towards the criminals in the bank robbery. While the setting in both stories are distinctive, both stories achieve to show that life is too short. However, whereas Bloom portrays the negative effects that can lead with a mental illness; through Rose, Wolff shows the negative effects that can lead byRead MoreAnalysis Of Tobias Wolff s Bullet From The Brain 1973 Words   |  8 PagesP.O.V. No.27 - BULLET IN THE BRAIN Tobias Wolff s short story, Bullet in the Brain Reprinted by permission of International Creative Management, Inc. Copyright  © 1995 by Tobias Wolff. First appeared in The New Yorker on Sept. 25, 1995. Anders couldn t get to the bank until just before it closed, so of course the line was endless and he got stuck behind two women whose loud, stupid conversation put him in a murderous temper. He was never in the best of tempers anyway, Anders - a book criticRead MoreTobias Wolff s Profound Literature Elements1593 Words   |  7 PagesAdam Khan Mrs.Vedula Engl. 1102 11 November 2015 Tobias Wolff’s Profound Literature Elements Many people believe Tobias Wolff is considered much of a critic mainly because his childhood was affected by his parent’s separation. Little by little, he started to become like a critic until he went to the army. Furthermore, when he came back he became more pessimistic than critical some might say. His short stories are acknowledged by many readers because of the true meaning of aspirations someRead MoreAnalysis Of Henrik Wolff s Bullet s The Brain 899 Words   |  4 Pagesexistence? What would be your very final thought to think? The short story, â€Å"Bullet in the Brain†, is a very intriguing, well-articulated fictional writing piece that captures what happens in the split second of death through the main character Anders. Written by Tobias Wolff, the story follows a man who finds the clichà © in anything and his final thoughts of his life as a bullet is moving through his brain. Saying I enjoyed this story would be the understatement of the century. The short story isRead MoreHenrik Wolff : The Dead End Of Western Civilization1394 Words   |  6 Pageswant to use by organizing their arguments or main points. In both Hipster: The Dead End Of Western Civilization by Douglas Haddow, and Bullet in the Brain by Tobias Wolff, the authors choose to make use of intellectual diction in order to indicate the idea that an absence of spontaneity is holding society back. In Bullet in the Brain by Tobias Wolff, main character Anders is described as being sarcastic, cynical, and argumentative. Anders is a very serious man who has been through a lot of hardshipsRead MoreTobias Wolff s Profound Literature Elements1821 Words   |  8 PagesAdam Khan Mrs. Vedula Engl. 1102 11 November 2015 Tobias Wolff’s Profound Literature Elements Many people consider Tobias Wolff as an outstanding critic due to certain aspects of his childhood, most notably is his parent’s separation. Following the separation, Wolff evolved into more of a critic up until he went into the army. Furthermore, when he returns from his service, some might note that his personality became more pessimistic than critical. His short stories are acknowledged by many

Thursday, May 14, 2020

Pop art was a direct response to the commercial and...

Pop art was a direct response to the commercial and consumer society of modern time†. Explain why this might be true. Pop art was an art formed by artist expressing their views. â€Å"Pop art was a direct response to the commercial and consumer society of modern time†. Explain why this might be true. Pop art was an art formed by artist expressing their views on modern day society. Pop art originally emerged from England in the fifties; although it was not exploited in England, in fact during the fifties it wasn’t very well implemented. In the sixties, in New York, pop art began to have a high prospective. Many artists soon realized that pop art could be expressed in a variety of forms, this soon related to its commercial use.†¦show more content†¦In 1961 Roy Lichtenstein made use of the â€Å"Ben-Day dots†. This was the first time an artist had used this device. Lichtenstein exploited this and turned it into a signature for himself on his paintings of cartoon characters. Many Pop artists have attempted to and inspired an impersonal approach in to work trying not to offend any community. Although in many circumstances pop artist did impose their own views in their work, Pop artist took this opportunity to criticize society. Quadrant 1982: The piece of art work on the left which Andy Warhol had created criticized the way society is fixated on money. Warhol was an idealist. He had managed to survive W.W.II., he realized the important values of life. The Quadrant symbolized how society had always been. It shows the $ symbol in four different colors. This translated to people as different times but the same agenda, money. The â€Å"Ben-Day dots† led the way for commercial use of pop art. Lichtenstein used this to his advantage and exploited it. The â€Å"Ben-Day dots† was an efficient use in advertising. This device allowed unique paintings and large scale posters to be created. The more striking pop art was created by Roy Lichtenstein. Lichtenstein manipulated the way we see day to day objects and cartoon drawings. Reverie 1965: Roy Lichtenstein always enjoyed illustrating and implementing carton drawings into his work. He often read comic magazines to be inspired forShow MoreRelatedFrom The Different Pairs Of Artists That Were Given To1581 Words   |  7 Pagesand diverse works of art. Both, Andy Warhol and El Anatsui are prominent artists in their own fields and have made many more renowned pieces. The two artists, Warhol and Anatsui, have different techniques of expressing art, but can in some ways be comparable. Andy Warhol was a popular American Pop artist who had a prosperous career and was known for producing consumer culture pieces. Warhol was really drawn to advertising, popular culture and marketing in a world that was really starting up inRead MoreThe Role Of Television Advertising On Lifestyle And Purchase Behavior Of Youth Of Delhi / Ncr Essay3509 Words   |  15 Pagesadvertising in affecting lifestyle and purchase behavior of youth of Delhi / NCR. Abstract: Television is an integral part of our life and the advertisements on it play vital role in changing behavior of consumer through different techniques and patters used in it to persuade the consumers. The youth spent more time in watching television and they are deployed by the ads and satisfied too with the promise the advertisements are making with them. In this study the researcher aims to judge the roleRead MoreThe Digital Age in Music: How Advancements in Technology Are Re-Shaping the Industry3352 Words   |  14 Pageskeep up with for artist, producer, and consumer alike. New editions of textbooks in Music Business classes are issued each year, and changes are made in the industry before the semester is even over. Because of this, it is vital for the industry to not only not only be aware of what is currently going happening, but also be able to foresee the direction that the music business is heading in. In this aspect, it seems that we are at a turning point where consumer s and artists are taking advantage ofRead More Tracing the Rap/Hip-Hop Dichotomy in Popular and Underground Music3130 Words   |  13 Pagessame rate as the number of rap albums climbing the charts. And the growing evidence that, apparently, in order to achieve commercial success, each rap album must be more negative and offensive than the last does not help to address these criticisms. Unfortunately, the critics miss most of the rarely-seen other side of the genre: Hip-hop, rap music that is true the art forms roots of black empowerment and social progress. But black empowerment and social progress dont sell nearly asRead MoreAnalysis of the Music Industry30024 Words   |  121 Pagesparticular characteristics (Wikipedia), but it is undeniably a `vibrant artform (Arts Council England) and one which touches more people, in more ways, than any other art form. In commercial terms, music certainly generates a higher market value than the other arts, although a comprehensive market size for music in all its manifestations is impossible to calculate. Key Note has put a value of  £3.03bn on consumer spending on music in 2005, derived from three sectors: recorded music (which accountsRead MoreMaking Sense of Advertisements Daniel Pope8330 Words   |  34 Pagesbusiness history and on the history of American radicalism. He is the author of The Making of Modern Advertising (1983) and editor of American Radicalism (2001); he has written many articles on the history of American advertising, marketing, and consumer culture, and on the history of nuclear power and anti-nuclear activism. Introduction Over a century ago, Harper’s Weekly commented that advertisements were â€Å"a true mirror of life, a sort of fossil history from which the future chronicler, if allRead MoreInfluence Of International Culture On The Fashion Industry7108 Words à ‚  |  29 PagesInfluence of International Culture on the Fashion Industry The author’s curiosity towards the Fashion industry, and all the different sub sectors in and amongst it, was ignited at an adolescent age through the phenomenal approbation they felt for the Walt Disney motion pictures and viewing for the first time all the heroes, protagonists and villains that were featured on the animated screens wearing fabulous, flamboyant costumes and garments, that projected high fashion, couture in the most overRead MoreBoroplus Prickly Heat Powder9203 Words   |  37 PagesAyurvedic medicine and cosmetic manufacturing unit in Kolkata in 1974. It was an extremely bold step in the early seventies when the Indian FMCG market was still dominated by multinationals. Several such companies headquartered in Kolkata were considering shifting out of West Bengal due to labor unrest and political problems. In 1978, Himani Ltd (incorporated as a Private Limited Company in 1949) had become sick unit and was up for sale. Himani, almost a 100 year old company with good brand equityRead MoreThe Effects of Music in Advertising6197 Words   |  25 Pagesmarriage of commerce and art {Billboard, 2003), the trend continues. In the past five years advertisers have been unrelenting in their appropriation of popular music to get the attention of youth, and there s no sign of the trend abating (Shea, 2004, p. 16). Advertisers use popular music in various ways to involve, engage, and ultimately persuade the potential consumer to purchase their product or service. Whether as foreground or background, music is integrated into commercials in one of several waysRead MoreMarketing Planning Process9555 Words   |  39 Pagescredibility Matrix 4. Appendix 4 : Implementation / Schedule of activities 5. Evaluation Report 6. References 1.0 EXECUTIVE SUMMARY Zimbabwe Newspapers (1980) Ltd is the oldest newspaper publisher and commercial printer in Zimbabwe, as well as being easily the largest publisher of newspapers, having dominated the industry for almost 120 years. The company is the proprietor of Zimbabwe’s leading daily newspapers, The Herald and the H-Metro and owns two

Wednesday, May 6, 2020

The And Exchange Commission s Mission Essay - 1064 Words

The Securities and Exchange Commission’s mission is to â€Å"protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation.† The purpose of this paper is to examine three recent federal security laws to see if they uphold all parts of the SEC’s mission. The three laws to examine are Sarbanes Oxley Act (2002); Emergency Economic Recovery Stabilization Act (2008); and Dodd Frank Wall Street Reform and Consumer Protection Act (2010). The Sarbanes Oxley Act (2002) passed after the Enron fiasco of the early 21st century. Enron was able to trick investors by using Special Purpose Entities which was allowed through GAAP standards, but nonetheless failed to reveal the potential risks to the investors looking at its financial records. â€Å"Enron s executives had in fact fraudulently reported profits, but not debts, inflating its stock value and enabling it to obtain some capital from ignorant financial institutions and ot her investors.† (Kaal, 2016) Therefore, the passing of the SOX Act provided two main points, the Public Company Accounting Oversight Board and Title IV. PCAOB holds public accounting firms accountable. PCAOB works in conduction with other CPA organizations, but it holds the ultimate authority over CPA organizations. Title IV requires the full disclosure for any Special Purpose Entities and the impact that they might have. Also pro forma calculations, figures based on future events that might occur, and personal loans toShow MoreRelatedAsus Asignment1085 Words   |  5 PagesASUS https://www.asus.com INTRODUCTION: ASUS, Taiwanese multinational company blessed with one of the world s top Ramp;D teams, is well known for high-quality and innovative technology. As a leading provider of 3C (computers, communications and consumer electronics) total solutions, ASUS offers a complete product portfolio to compete in the new millennium. Corporate Vision: Imagine innovations that simplify our customers’ lives andRead MoreManagement Planning: Worldcom Essay1253 Words   |  6 Pagesintegration, WorldCom liberally applied accounting procedures (Moberg and Romar 2003). In addition, WorldCom high level management intentionally falsified financial reports and declared fraudulent stock data to the United States Securities and Exchange Commission. These acts were a violation of the Securities Act of 1933. The objectives of the Securities Act of 1933 are that investors obtain accurate reports of a companys commerce and to prevent misleading securities sales (USSEC, 2007). Although, theRead MoreInternal And External Environments Of Trinidad And Tobago Electricity Commission Essay1521 Words   |  7 Pagesanalyse the internal and external environments of Trinidad and Tobago Electricity Commission (TTEC), by examining different strategic options and select the best suited to the organisation long-term strategy. This wi ll be accomplished by an evaluation of SWOT analyses, PESTEL framework and the Ansoff Matrix, offering why the option selected is the best fit option. â€Æ' 1.1 Background Trinidad and Tobago Electricity Commission (TTEC) is state owned and regulated and is by law, the sole retailer of electricRead MoreStrategic Management And Strategic Competition1596 Words   |  7 PagesStrategic Management and Strategic Competition Introduction The Microsoft Corporation is a publicly traded company. It was founded in 1975 and prides itself as a leader in software and product solutions for individuals and businesses. Their mission and vision is to be a go-to source for everyone globally, and to be able to consistently produce platforms and products superior to the competition. Their comprehensive line-up makes them a very competitive business in the market, and one that can partnerRead MoreThe Three Branches Of The Government1298 Words   |  6 Pagesenforcement and administration of federal laws. Each member chosen leads one of the fifteen executive department. They are also joined by Environmental Protection Agency and the CIA even though their heads are not part of Cabinet. More than fifty federal commissions heads are chosen my the President as well. Under the Executive branch are many departments. Some of these include the Department of Agriculture, the Department of Commerce, the Department of Defense, the Department of Education, the Department ofRead MoreAccounting: the Financial Accounting Standards Board (Fasb)1158 Words   |  5 Pagesprinciples (GAAP) within the United States in the public s interest. The Securities and Exchange Commission (SEC) designated the FASB as the organization responsible for setting accounting standards for public companies in the U.S. It was created in 1973, replacing the Accounting Principles Board and the Committee on Accounting Procedure of the American Institute of Certified Public Accountants. The Financial Accounting Standards Board s mission is to establish and improve standards of financial accountingRead MoreEthics and Compliance1643 Words   |  7 Pagesassess the role of ethics in the financial department and describe the procedures the company has to encourage ethical behavior. Next, explain the role financial markets in the United States. Followed by how Lowe’s complies with Securities and Exchange Commission (SEC) regulations. Lastly, prov ide an evaluation of the company’s financial performance last two annual periods, followed by the calculations of ratios for each year. The ratios include current, debt, return on equity, and days receivable alongRead MoreEthical and Legal Obligations Paper880 Words   |  4 Pagesand the appearance of improper behavior. Ethical business conduct calls for all companies and their personnel to assume responsibility for safeguarding and preserving that companys assets and resources in the fulfillment of that companys charter, mission or objective. The code of business conduct and ethics serves to emphasize the commitment to ethics and compliance with the law; to set forth basic standards of ethical and legal behavior; to provide reporting mechanisms for known or suspected ethicalRead MoreThe Inborn Names Of The Morongo Reservation1437 Words   |  6 Pagestribe began a small bingo venture in 1983. On February 25, 1987, the U.S. Supreme Court decided that neither the state of California nor Riverside County could control the bingo and card game maneuvers of the Cabazon Band of Mission Indians and the Morongo Band of Cahuilla Mission Indians. This court ruling, known as the Cabazon decision, set in motion a sequence of federal and state actions, including two ballot proposals that histrionically expanded tribal casino operations in California and otherRead MoreA Brief Summary On Forex Trading Essay1228 Words   |  5 Pages FOREX TRADING â€Å"A failure to plan, is a plan to fail† 1. EXECUTIVE SUMMARY 1.1 Brief summary of the business The word FOREX is derived from Foreign Exchange. Forex trades (trading onboard internet platforms) are non-delivery trades. Currencies are not physically traded, but rather there are currency contracts which are agreed upon and performed online. Both parties to such contracts (the trader and the trading platform) undertake to fulfill their